Privacy Policy — The Smart Money Pro, LLC

Effective Date: March 20, 2026

Your privacy matters at The Smart Money Pro, LLC. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your personal data. By accessing or using our website, resources, or services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect personal information you voluntarily provide, including:

Contact Information: Name, email address, and phone number.
Financial Data: Information provided during planning discussions or quote requests.
Insurance Details: Coverage needs and beneficiary information.
Non-Personal Information: IP address, browser type, and usage data collected via cookies.

2. How We Use Your Information

We use your data to:

Provide financial education and life insurance quotes.
Schedule consultations and send service-related updates.
Deliver SMS notifications (only to those who have explicitly opted-in).
Improve our website and comply with legal obligations.

3. SMS and Text Messaging Privacy (A2P Compliance)

We value your privacy and are committed to protecting your mobile information.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How to Opt-In: Users opt-in to our SMS program by voluntarily providing their phone number through our website contact forms and manually selecting an unchecked consent box.
Consent is Not Required: Consent to receive text messages is not a condition of purchase or a requirement to use our services.
Message Frequency: Message frequency varies based on your interaction with us. You can typically expect 2–4 messages per month.
How to Opt-Out: You can unsubscribe from text communications at any time by replying STOP to any message you receive from us.
Help & Support: For assistance, reply HELP or contact us at [email protected].

4. Data Sharing and Disclosure

We do not sell your personal information. We may share data (excluding SMS consent data) with licensed insurance carriers and technology providers solely to deliver the insurance products and services you have requested.

5. Data Security

We implement technical and physical measures to protect your data. While we strive to use commercially acceptable means to protect your personal information, no online transmission or electronic storage is 100% secure.

6. Your Privacy Rights

Depending on your location (including California residents under CCPA), you may:

Request access to or correction of your data.
Request deletion of your information.
Opt-out of marketing communications at any time.

7. Contact Information

If you have questions about this policy, please contact us:

The Smart Money Pro, LLC
112 Harvard Ave #2043
Claremont, CA 91711
Email: [email protected]